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Educational Service Centers Risk Funding Trust  (ESCRFT) 

ESCRFT Overview

ESCRFT is a Property and Casualty trust where 70+ school corporations pool their collective insured assets to purchase best-in-class coverage at competitive prices. The standard insurance market for K12 schools is very limited – ESCRFT offers a unique option for Indiana schools. By pooling resources, ESCRFT can access markets that do not traditionally write schools - meaning that each renewal we are creating competition for the business which helps keep pricing in check and coverage at a high level. Additionally, ESCRFT’s many wrap-around services are designed to meet the unique needs of our
members. In summary, ESCRFT has the flexibility to adjust our program based on member needs and industry trends, while simultaneously providing long-term stability in a difficult insurance marketplace.

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